FAQ

Q: What services does Advantage Pawn offer?
- We lend money to our customers who bring in items that have value. You bring us your items, we determine what the item is worth, and we give you cash on the spot! You can pay back the loan and reclaim your item or you can keep the money and surrender the item.
- We sell items from our huge inventory of valuable jewelry, electronics, tools, musical instruments, and many more items.
Q: What do I need to get a pawn loan?
- You need to bring your driver’s license or government-issued ID and be at least 18 years old (21 years old for firearms).
- You need to bring the item you want to pawn.
Q: What types of items can be used as collateral for a pawn loan?
- There are too many items to name them all but some of the more common items are diamond and gold jewelry, electronics such as TVs, game systems, computers, tools, musical instruments, firearms, lawn care and construction equipment, and many other items! Call to speak to one of our Loan Specialists to discuss the items you want to pawn.
Q: How much can I borrow?
- It depends on the value of your merchandise. The way that we determine the value of your item depends upon what type of item it is. For example, if it's diamond or gold jewelry, we consider its weight, quality, condition, and marketability; if it’s a TV, we consider its brand, type (LCD, plasma, etc), age, and condition.
- Just bring your item in and one of our loan specialists will determine how much we can lend you on that item. We loan top dollar, way above the normal in some cases to try to meet your money needs.
Q: Can you give me a quote on how much you will lend on an item over the phone?
- If you describe an item to us, we can give you a ballpark figure on what it would be worth but we cannot make a final determination of the item’s value until we see it.
Q: How long do I have to pay back the loan?
- There is no time limit to repay your loan; it can remain outstanding as long as the monthly charges are paid.
Q: How do i get my item back?
- By paying off the loan balance plus any unpaid interest. If you cannot pay back the loan and the interest, you have the option of surrendering your collateral as payment in full.
Q: How many loans can I have at once?
- As many as you want.
Q: Do you purchase items?
- Yes. We buy all types of items and we are a large buyer and pay HIGH prices for gold.
Q: What kind of items do you have for sale?
- We offer a huge selection of merchandise for sale including diamond and gold jewelry, TVs and computers, firearms, musical instruments, construction and lawn care tools, and many more items.
Q: Do you have layaway?
- Yes, if you find something that you like, but you don’t have the cash on hand to buy it right away, you can pay just 10% of the price to hold it in layaway. With a few easy payments, you can have the merchandise you want.
Q: Do you offer any other services?
- Yes, we offer jewelry repair and cleaning.